/* Livva Credi — identidade: navy, teal, gold */

:root {
  --navy: #0c2340;
  --navy-deep: #071628;
  --navy-soft: #16365a;
  --teal: #2eb8b0;
  --teal-deep: #1a8f89;
  --teal-mist: rgba(46, 184, 176, 0.14);
  --gold: #c9a24a;
  --gold-bright: #e0bc5a;
  --gold-deep: #a8842f;
  --ink: #132338;
  --muted: #5a6b7d;
  --paper: #f3f7fb;
  --white: #ffffff;
  --line: rgba(12, 35, 64, 0.1);
  --shadow: 0 24px 60px rgba(7, 22, 40, 0.12);
  --radius: 18px;
  --font: "Outfit", sans-serif;
  --serif: "Source Serif 4", Georgia, serif;
  --header-h: 76px;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--header-h) + 12px);
}

body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background:
    radial-gradient(1200px 600px at 10% -10%, rgba(46, 184, 176, 0.16), transparent 60%),
    radial-gradient(900px 500px at 100% 8%, rgba(201, 162, 74, 0.1), transparent 55%),
    linear-gradient(180deg, #eef5f9 0%, var(--paper) 40%, #f7fafc 100%);
  line-height: 1.6;
  overflow-x: hidden;
}

body.menu-open {
  overflow: hidden;
}

::selection {
  background: rgba(46, 184, 176, 0.28);
  color: var(--navy-deep);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

ul,
ol {
  margin: 0;
  padding: 0;
  list-style: none;
}

button,
input,
select,
textarea {
  font: inherit;
}

.skip-link {
  position: absolute;
  left: -999px;
  top: 0;
  background: var(--navy);
  color: #fff;
  padding: 0.75rem 1rem;
  z-index: 1000;
  border-radius: 8px;
}

.skip-link:focus {
  left: 1rem;
  top: 1rem;
}

.container {
  width: min(1120px, calc(100% - 2.5rem));
  margin-inline: auto;
}

/* Header */

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  background: rgba(247, 250, 252, 0.88);
  border-bottom: 1px solid transparent;
  transition: border-color 0.3s var(--ease), background 0.3s var(--ease), box-shadow 0.3s var(--ease);
}

.site-header.is-scrolled {
  border-bottom-color: var(--line);
  background: rgba(247, 250, 252, 0.96);
  box-shadow: 0 8px 30px rgba(7, 22, 40, 0.06);
}

.header-inner {
  width: min(1120px, calc(100% - 2rem));
  margin-inline: auto;
  min-height: var(--header-h);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.brand {
  display: inline-flex;
  align-items: center;
  flex-shrink: 0;
}

.brand-logo {
  height: 48px;
  width: auto;
  object-fit: contain;
  mix-blend-mode: multiply;
}

.nav {
  display: flex;
  align-items: center;
  gap: 0.35rem 1.25rem;
}

.nav a {
  font-size: 0.94rem;
  font-weight: 500;
  color: var(--navy-soft);
  transition: color 0.2s ease;
}

.nav a:hover {
  color: var(--teal-deep);
}

.nav-cta {
  padding: 0.55rem 1.15rem !important;
  border-radius: 999px;
  background: linear-gradient(135deg, var(--gold), var(--gold-bright));
  color: var(--navy-deep) !important;
  font-weight: 700 !important;
  box-shadow: 0 8px 20px rgba(201, 162, 74, 0.28);
  transition: transform 0.2s var(--ease), box-shadow 0.2s var(--ease) !important;
}

.nav-cta:hover {
  transform: translateY(-1px);
  box-shadow: 0 10px 24px rgba(201, 162, 74, 0.38);
  color: var(--navy-deep) !important;
}

.nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 0;
  background: transparent;
  padding: 10px;
  cursor: pointer;
  border-radius: 10px;
}

.nav-toggle:hover {
  background: rgba(12, 35, 64, 0.05);
}

.nav-toggle span {
  display: block;
  height: 2px;
  margin: 6px 0;
  background: var(--navy);
  border-radius: 2px;
  transition: transform 0.25s var(--ease), opacity 0.2s;
}

.nav-toggle[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(8px) rotate(45deg);
}

.nav-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}

.nav-toggle[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-8px) rotate(-45deg);
}

/* Hero */

.hero {
  position: relative;
  min-height: calc(100svh - var(--header-h));
  display: grid;
  place-items: center;
  padding: 3.5rem 1.25rem 4.5rem;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(160deg, rgba(18, 48, 82, 0.88) 0%, rgba(28, 68, 108, 0.82) 45%, rgba(36, 84, 122, 0.78) 100%),
    radial-gradient(ellipse at 70% 30%, rgba(46, 184, 176, 0.42), transparent 55%),
    radial-gradient(ellipse at 50% 45%, rgba(255, 255, 255, 0.14), transparent 42%),
    radial-gradient(ellipse at 20% 80%, rgba(201, 162, 74, 0.28), transparent 50%);
  z-index: 0;
}

.hero-bg::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.03) 1px, transparent 1px);
  background-size: 64px 64px;
  mask-image: radial-gradient(ellipse at center, black 20%, transparent 75%);
  opacity: 0.5;
}

.hero-orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(40px);
  z-index: 1;
  pointer-events: none;
  animation: float 9s ease-in-out infinite;
}

.hero-orb--1 {
  width: 280px;
  height: 280px;
  background: rgba(46, 184, 176, 0.35);
  top: 12%;
  right: 8%;
}

.hero-orb--2 {
  width: 220px;
  height: 220px;
  background: rgba(201, 162, 74, 0.28);
  bottom: 10%;
  left: 6%;
  animation-delay: -3s;
}

@keyframes float {
  0%, 100% { transform: translateY(0) scale(1); }
  50% { transform: translateY(-18px) scale(1.05); }
}

.hero-inner {
  position: relative;
  z-index: 2;
  width: min(800px, 100%);
  text-align: center;
  color: #eef6fb;
}

.hero-badge {
  display: inline-block;
  margin: 0 0 1.15rem;
  padding: 0.4rem 0.95rem;
  border: 1px solid rgba(46, 184, 176, 0.45);
  border-radius: 999px;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--teal);
  background: rgba(46, 184, 176, 0.08);
}

.hero-logo {
  width: min(400px, 82vw);
  margin: 0 auto 1.2rem;
  filter: drop-shadow(0 8px 28px rgba(0, 0, 0, 0.28));
  animation: logoRise 1.1s var(--ease) both;
}

@keyframes logoRise {
  from {
    opacity: 0;
    transform: translateY(24px) scale(0.96);
  }
  to {
    opacity: 1;
    transform: translateY(0) scale(1);
  }
}

.hero-title {
  margin: 0 0 1rem;
  font-size: clamp(1.85rem, 4.5vw, 3rem);
  font-weight: 700;
  line-height: 1.18;
  letter-spacing: -0.02em;
  color: #fff;
}

.hero-title em {
  font-family: var(--serif);
  font-style: italic;
  font-weight: 600;
  color: var(--gold-bright);
}

.hero-lead {
  margin: 0 auto 1.75rem;
  max-width: 36rem;
  font-size: 1.08rem;
  color: rgba(238, 246, 251, 0.82);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  justify-content: center;
  margin-bottom: 2rem;
}

.hero-trust {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 1rem 1.75rem;
  font-size: 0.92rem;
  color: rgba(238, 246, 251, 0.75);
}

.hero-trust .dot {
  display: inline-block;
  width: 7px;
  height: 7px;
  margin-right: 0.45rem;
  border-radius: 50%;
  background: var(--teal);
  box-shadow: 0 0 0 4px rgba(46, 184, 176, 0.2);
  vertical-align: middle;
}

/* Buttons */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  min-height: 52px;
  padding: 0.85rem 1.45rem;
  border-radius: 999px;
  border: 0;
  font-family: inherit;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  transition: transform 0.2s var(--ease), box-shadow 0.2s var(--ease), background 0.2s ease, border-color 0.2s ease;
}

.btn:hover {
  transform: translateY(-2px);
}

.btn:focus-visible,
.nav a:focus-visible,
.whatsapp-btn:focus-visible,
.contact-email a:focus-visible,
.site-footer a:focus-visible {
  outline: 2px solid var(--teal);
  outline-offset: 3px;
}

.btn-gold {
  background: linear-gradient(135deg, var(--gold-deep), var(--gold-bright));
  color: var(--navy-deep);
  box-shadow: 0 12px 28px rgba(201, 162, 74, 0.35);
}

.btn-gold:hover {
  box-shadow: 0 16px 34px rgba(201, 162, 74, 0.45);
}

.btn-ghost {
  background: transparent;
  color: #fff;
  border: 1px solid rgba(255, 255, 255, 0.35);
}

.btn-ghost:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 255, 255, 0.55);
}

.btn-full {
  width: 100%;
}

/* Marquee strip */

.strip {
  overflow: hidden;
  background: linear-gradient(90deg, var(--navy-deep), var(--navy-soft));
  color: rgba(255, 255, 255, 0.72);
  border-block: 1px solid rgba(46, 184, 176, 0.25);
  padding: 0.95rem 0;
}

.strip-track {
  display: flex;
  gap: 1.5rem;
  width: max-content;
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  animation: marquee 28s linear infinite;
}

@keyframes marquee {
  to { transform: translateX(-50%); }
}

/* Sections */

.section {
  padding: 5.5rem 0;
  scroll-margin-top: calc(var(--header-h) + 12px);
}

.section-head {
  max-width: 36rem;
  margin-bottom: 2.75rem;
}

.eyebrow {
  margin: 0 0 0.65rem;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--teal-deep);
}

.eyebrow-light {
  color: var(--teal);
}

.section h2 {
  margin: 0 0 0.85rem;
  font-size: clamp(1.7rem, 3.2vw, 2.35rem);
  line-height: 1.2;
  letter-spacing: -0.02em;
  color: var(--navy);
}

.section-sub {
  margin: 0;
  color: var(--muted);
  font-size: 1.05rem;
}

/* How it works */

.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
}

.step {
  position: relative;
  padding: 1.6rem 1.25rem 1.5rem;
  border-top: 2px solid var(--teal);
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.78), rgba(255, 255, 255, 0.4));
  border-radius: 0 0 14px 14px;
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease);
}

.step:hover {
  transform: translateY(-4px);
  box-shadow: 0 16px 36px rgba(7, 22, 40, 0.08);
}

.step-num {
  display: block;
  margin-bottom: 1rem;
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  color: var(--gold-deep);
}

.step h3 {
  margin: 0 0 0.55rem;
  font-size: 1.12rem;
  color: var(--navy);
}

.step p {
  margin: 0;
  color: var(--muted);
  font-size: 0.95rem;
}

.step.reveal:nth-child(1) { transition-delay: 0.05s; }
.step.reveal:nth-child(2) { transition-delay: 0.12s; }
.step.reveal:nth-child(3) { transition-delay: 0.19s; }
.step.reveal:nth-child(4) { transition-delay: 0.26s; }

/* Criteria */

.section-criteria {
  background:
    linear-gradient(180deg, transparent, rgba(46, 184, 176, 0.06)),
    radial-gradient(600px 300px at 90% 50%, rgba(201, 162, 74, 0.1), transparent);
}

.criteria-layout {
  display: grid;
  grid-template-columns: 1fr 1.15fr;
  gap: 3rem;
  align-items: center;
}

.criteria-list {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.criteria-list li {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1rem;
  align-items: start;
  padding: 1.15rem 1.2rem;
  background: rgba(255, 255, 255, 0.78);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s var(--ease);
}

.criteria-list li:hover {
  border-color: rgba(46, 184, 176, 0.35);
  box-shadow: 0 12px 28px rgba(7, 22, 40, 0.06);
  transform: translateY(-2px);
}

.criteria-icon {
  width: 36px;
  height: 36px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--teal-deep), var(--teal));
  color: #fff;
  flex-shrink: 0;
}

.criteria-icon svg {
  width: 18px;
  height: 18px;
}

.criteria-list strong {
  display: block;
  margin-bottom: 0.2rem;
  color: var(--navy);
}

.criteria-list p {
  margin: 0;
  color: var(--muted);
  font-size: 0.95rem;
}

/* Promise panel */

.section-promise {
  padding-top: 2rem;
}

.promise-panel {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 2.5rem;
  padding: clamp(1.75rem, 4vw, 3rem);
  border-radius: 28px;
  background:
    linear-gradient(135deg, rgba(7, 22, 40, 0.97), rgba(22, 54, 90, 0.95)),
    radial-gradient(circle at 85% 20%, rgba(46, 184, 176, 0.35), transparent 40%);
  color: #e8f2f8;
  box-shadow: var(--shadow);
}

.promise-text h2 {
  color: #fff;
  max-width: 16ch;
}

.promise-text p:last-child {
  margin: 0;
  color: rgba(232, 242, 248, 0.78);
  max-width: 38rem;
}

.promise-points {
  display: flex;
  flex-direction: column;
  gap: 1.15rem;
  justify-content: center;
}

.promise-points li {
  padding-left: 1rem;
  border-left: 2px solid var(--gold);
}

.promise-points strong {
  display: block;
  margin-bottom: 0.2rem;
  color: var(--gold-bright);
  font-size: 1.05rem;
}

.promise-points span {
  color: rgba(232, 242, 248, 0.72);
  font-size: 0.95rem;
}

/* Security */

.security-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

.security-item {
  padding: 1.75rem 1.4rem;
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.72);
  border: 1px solid var(--line);
  border-top: 3px solid var(--navy);
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease);
}

.security-item:hover {
  transform: translateY(-4px);
  box-shadow: 0 18px 40px rgba(7, 22, 40, 0.08);
}

.security-item.reveal:nth-child(1) { transition-delay: 0.05s; }
.security-item.reveal:nth-child(2) { transition-delay: 0.12s; }
.security-item.reveal:nth-child(3) { transition-delay: 0.19s; }

.security-item h3 {
  margin: 0 0 0.6rem;
  font-size: 1.2rem;
  color: var(--navy);
}

.security-item p {
  margin: 0 0 1.25rem;
  color: var(--muted);
}

.tag {
  display: inline-block;
  padding: 0.3rem 0.7rem;
  border-radius: 999px;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--teal-deep);
  background: var(--teal-mist);
}

/* Trust */

.section-trust {
  background: linear-gradient(180deg, transparent, rgba(12, 35, 64, 0.04));
}

.trust-list {
  display: flex;
  flex-direction: column;
}

.trust-item {
  display: grid;
  grid-template-columns: 4.5rem 1fr;
  gap: 1.25rem;
  padding: 1.6rem 0;
  border-top: 1px solid var(--line);
  transition: background 0.2s ease;
}

.trust-item:last-child {
  border-bottom: 1px solid var(--line);
}

.trust-item:hover {
  background: rgba(255, 255, 255, 0.35);
}

.trust-index {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--gold);
  letter-spacing: 0.04em;
}

.trust-item h3 {
  margin: 0 0 0.4rem;
  font-size: 1.2rem;
  color: var(--navy);
}

.trust-item p {
  margin: 0;
  max-width: 48rem;
  color: var(--muted);
}

/* Form */

.section-form {
  padding-bottom: 6rem;
}

.form-layout {
  display: grid;
  grid-template-columns: 0.95fr 1.15fr;
  gap: 2.5rem;
  align-items: start;
}

.form-perks {
  margin: 1.5rem 0;
  display: grid;
  gap: 0.65rem;
}

.form-perks li {
  position: relative;
  padding-left: 1.35rem;
  color: var(--navy-soft);
  font-weight: 500;
}

.form-perks li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.35rem;
  width: 12px;
  height: 7px;
  border-left: 2px solid var(--gold-deep);
  border-bottom: 2px solid var(--gold-deep);
  transform: rotate(-45deg);
}

.whatsapp-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  margin-top: 0.35rem;
  padding: 0.85rem 1.5rem;
  border-radius: 999px;
  background: linear-gradient(135deg, #1ea952, #25d366);
  color: #fff;
  font-weight: 700;
  font-size: 1.02rem;
  box-shadow: 0 12px 26px rgba(37, 211, 102, 0.32);
  transition: transform 0.2s var(--ease), box-shadow 0.2s var(--ease);
}

.whatsapp-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 32px rgba(37, 211, 102, 0.42);
}

.whatsapp-btn svg {
  width: 22px;
  height: 22px;
  flex-shrink: 0;
}

.contact-email {
  margin: 1.1rem 0 0;
  color: var(--muted);
  font-size: 0.95rem;
}

.contact-email a {
  color: var(--teal-deep);
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.loan-form {
  padding: clamp(1.4rem, 3vw, 2rem);
  border-radius: 24px;
  background: #fff;
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
}

.field {
  margin-bottom: 1rem;
}

.field label {
  display: block;
  margin-bottom: 0.4rem;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--navy);
}

.req {
  color: var(--teal-deep);
}

.field input,
.field select,
.field textarea {
  width: 100%;
  min-height: 48px;
  padding: 0.7rem 0.9rem;
  border: 1px solid rgba(12, 35, 64, 0.16);
  border-radius: 12px;
  color: var(--ink);
  background: #f8fbfd;
  transition: border-color 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.field textarea {
  resize: vertical;
  min-height: 120px;
  line-height: 1.5;
}

.field input::placeholder,
.field textarea::placeholder {
  color: #8a99a8;
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  border-color: var(--teal);
  box-shadow: 0 0 0 3px rgba(46, 184, 176, 0.2);
  background: #fff;
}

.form-note {
  margin: 0.85rem 0 0;
  font-size: 0.82rem;
  color: var(--muted);
  text-align: center;
}

.form-feedback {
  margin: 1rem 0 0;
  padding: 0.85rem 1rem;
  border-radius: 12px;
  font-size: 0.92rem;
  font-weight: 600;
}

.form-feedback.is-ok {
  background: rgba(46, 184, 176, 0.12);
  color: var(--teal-deep);
}

.form-feedback.is-error {
  background: rgba(180, 50, 50, 0.08);
  color: #9b2c2c;
}

/* Footer */

.site-footer {
  background: var(--navy-deep);
  color: rgba(232, 242, 248, 0.78);
  padding: 3.5rem 0 2rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: 2rem;
  margin-bottom: 2.5rem;
}

.footer-logo {
  width: 150px;
  margin-bottom: 1rem;
  filter: drop-shadow(0 6px 16px rgba(0, 0, 0, 0.35));
}

.footer-brand p {
  margin: 0;
  max-width: 28rem;
  font-size: 0.95rem;
}

.site-footer h3 {
  margin: 0 0 0.85rem;
  font-size: 0.85rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold-bright);
}

.site-footer ul {
  display: grid;
  gap: 0.5rem;
}

.site-footer a {
  transition: color 0.2s ease;
}

.site-footer a:hover {
  color: var(--teal);
}

.footer-legal {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 1.5rem;
}

.footer-legal p {
  margin: 0 0 1rem;
  font-size: 0.78rem;
  line-height: 1.65;
  color: rgba(232, 242, 248, 0.55);
}

.copyright {
  color: rgba(232, 242, 248, 0.72) !important;
  margin-bottom: 0 !important;
}

/* Reveal animation */

.reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity 0.7s var(--ease), transform 0.7s var(--ease);
}

.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

.hero .reveal {
  transition-delay: 0.05s;
}

.hero .hero-logo.reveal {
  opacity: 1;
  transform: none;
}

/* Responsive */

@media (max-width: 960px) {
  .steps,
  .security-grid,
  .criteria-layout,
  .promise-panel,
  .form-layout,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .steps {
    gap: 0.75rem;
  }

  .step {
    border-top: 0;
    border-left: 2px solid var(--teal);
    border-radius: 0 14px 14px 0;
    padding-left: 1.25rem;
  }

  .promise-text h2 {
    max-width: none;
  }
}

@media (max-width: 820px) {
  .nav-toggle {
    display: block;
  }

  .nav {
    position: fixed;
    inset: var(--header-h) 0 auto 0;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 0.75rem 1.25rem 1.25rem;
    background: rgba(247, 250, 252, 0.98);
    border-bottom: 1px solid var(--line);
    box-shadow: 0 16px 40px rgba(7, 22, 40, 0.1);
    transform: translateY(-120%);
    opacity: 0;
    pointer-events: none;
    transition: transform 0.3s var(--ease), opacity 0.3s var(--ease);
  }

  .nav.is-open {
    transform: translateY(0);
    opacity: 1;
    pointer-events: auto;
  }

  .nav a {
    padding: 0.9rem 0.25rem;
    border-bottom: 1px solid var(--line);
  }

  .nav-cta {
    margin-top: 0.85rem;
    text-align: center;
    border-bottom: 0 !important;
  }

  .hero {
    min-height: auto;
    padding: 2.5rem 1.15rem 3.25rem;
  }

  .hero-logo {
    width: min(320px, 78vw);
  }

  .hero-title {
    font-size: clamp(1.65rem, 7vw, 2.2rem);
  }

  .hero-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .hero-actions .btn {
    width: 100%;
  }

  .section {
    padding: 4rem 0;
  }

  .section-form {
    padding-bottom: 4.5rem;
  }

  .trust-item {
    grid-template-columns: 3rem 1fr;
    gap: 0.85rem;
  }

  .whatsapp-btn {
    width: 100%;
    justify-content: center;
  }
}

@media (max-width: 480px) {
  .brand-logo {
    height: 40px;
  }

  .container {
    width: min(1120px, calc(100% - 1.75rem));
  }

  .loan-form {
    padding: 1.2rem;
  }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }

  .reveal,
  .hero-logo,
  .hero-orb,
  .strip-track {
    animation: none !important;
    transition: none !important;
    opacity: 1 !important;
    transform: none !important;
  }
}